Some Features

All-round Security

Either as a Merchant or User, the app is made secure to ensure your peace of mind.

Fulfill Orders

Are you a merchant? For the first time, fulfil orders from millions of customers, all on one platform.


Are you a Merchant? Easily accept payments from your phone. Its that simple and secure


Everyone loves great deals. Find great discounts on things you buy regularly

Pay Bills

Skip those uncomfortable long queues. Pay your bills anywhere you are.

Send Money

Need to make a quick transfer to another user or a friend? This is now easy peasy.


Users can now place orders to their favourite merchants all from the comfort of their homes or offices.


Deposit: Just connect to your bank account securely and enter the amount you want to deposit and you are ready to go.

See Features in action


Using the PayByana Apps is as simple as following the three steps below. It is that easy.


To get started, simply download PayByana User app from your App Store. Small app size, faster download.

Setup Account

Set Payment details, set your unique password and payment Pin and you are ready.

Order and Make Payment

Place orders to your merchant and at collection, pay by PayByana Merchant app.

Find out more?